As a REALTOR of Chapman Hall, Adrianne Grant has unlimited resources to bring a new level of quality to your real estate experience. With Adrianne, you’ll receive a true guide of knowledge and experience that comes from being part of an award-winning company. From helping you define your home search strategy, all the way through closing on your new home, Adrianne is ready to help each individual and family turn their dreams of homeownership into reality.
Adrianne is focus on only one thing – YOU. She loves what she does and is among the best in the business because she understands that a home is more than just a place to live. It is where you will make memories that last a lifetime.
Our mortgage lending, insurance, home warranty, and closing partners make a potentially complex process simpler. Adrianne Grant is honored to help you arrive at your new home and being the next chapter of your life.
Adrianne Simplifies the Buying Process
Before you even begin to start saving properties and calling agents, you have to get your finances in order. That begins with cleaning up old debts, improving your credit score, and building up a healthy savings to put down a 20% down payment if at all possible. Get this done first.
At the very least, most banks will require 5% down. Just know that lenders will typically require you to pay private mortgage insurance (PMI) if your down payment is less than 20%
Once you have your financial ducks in a row, it’s time to start preparing for the house hunt. The first step is actually going to a bank and getting pre-approved for a home loan.
Keep in mind that pre-approval and pre-qualification are two different things:
• Pre-Qualification: Only tells you how much you can afford for a home.• Pre-Approval: Tells you how much the bank will guarantee to lend you for a home.
When you go to an open house with a pre-approval letter in hand, the seller knows that you are a serious buyer. Plus knowing exactly how much you are approved for can help you stay within your budget. When budgeting for your home purchase, don’t forget to include other costs that will arise like:
Inspections | Repairs | Closing Costs | Contingencies | …and Other Fees
When you find the right home and are ready to make an offer. It is important to understand the property’s value and other terms for the most successful outcome. Chapman Hall provides you with access a number of unique resources to gain a clear understanding of a home’s current and future value.
Our Unique Approach Includes:
Looking at value estimates from Zillow, Public Records, and REALTORS Property Resource, which is not available to the general public.
Reviewing the same reports used by lenders to assess current value as well as any changes that might come with renovations to the property. Checking historical data from the Multiple Listing Service (MLS), past appraisals, and other information exclusive to real estate professionals.
Staying up-to-date on trends and planned changes or developments within the markets we sever.
Staying with you every step of the way
Once negotiations are complete and your offer has been accepted, Adrianne and Chapman Hall will guide you through the detailed ‘contract to close’ process, making sure everyone has met the conditions of the contract.
You are almost home
For Adrianne, knowing that her clients are confident in their decision and excited about the future is all that matters. She is grateful for each and every opportunity she has to help clients like you realize your dreams. Adrianne hopes that you also rely on her fo your future needs – wheeler they are questions about your new neighborhood or about finding your next home when you need it.